http://blog.lendingclub.com - Politics can be a divisive topic, where issues and events can polarize the population into opposite sides of the spectrum. In the U.S., states are labelled based on their predominant voting pattern (red for Republican vs. blue for Democrat). With this in mind, we decided to take a look at the state of debt in the United States during this Presidential election race and break down how personal debt compares between red and blue states.
http://dyernews.com - For many Americans the process of purchasing an item goes like this: find what you want to buy, put it on your credit card, and pay it off… eventually. As a result credit card debt in the United States is on track to reach $1 trillion by the end of this year. Meanwhile some consumers […]The post 5 Times When a Personal Loan is Better than Using Credit Cards appeared first on Dyer News.
https://www.buzzfeed.com - Credit is one of the most important things in our financial lives but not everyone fully understands it. Test your credit knowledge with these 15 questions.
http://dyernews.com - Is your credit card debt calling to you? Ready to pay it off once and for all? Consolidating your debt could be the answer. This year U.S. consumers are on track to reach a combined $1 trillion in credit card debt. Add in the fact that credit cards often carry notoriously high interest rates and […]The post Debt Consolidation: Is it a Good Deal? appeared first on Dyer News.
https://www.fundingnote.com - You somehow need money to start or grow your business. Here is a business funding guide that shows you some of the best sources of small business funding.
https://www.mywealthtrace.com - The good news from ICI is that total household retirement assets are, on average, higher than they have ever been. The bad news is that average household retirement assets are only in the $24,000 range, meaning total household financial assets are only in the $70,000 range.
https://www.mywealthtrace.com - Do you know how much you need to save in order to retire comfortably? Our free calculator below can help you get your arms around this number.
https://www.mywealthtrace.com - Today's technology is reshaping industries, and the financial advisor industry is no different. The old model where advisors charge hefty fees is starting to erode. Financial planners charge an average of $2,000 per plan and they usually leave you with a 100 page report and you never hear from them again. This model is ripe for destruction.
https://www.mywealthtrace.com - It used to be that you could sort of tell when it was time to get professional help in managing your investments. You knew, for example, that in your 30s and making a decent salary and socking away a fair amount of money, you probably did not have enough in assets for it to make sense to have professional help--the costs would just be too high. But at some point, with a mortgage and a kid and maybe another one on the way, you might start paying closer attention to those financial planner advertisements on TV or in the local paper, and even give one a call.
https://www.mywealthtrace.com - When it comes to figuring out if you will outlive your money in retirement, most people make only a best guess. But why guess? You can use good calculators to help figure out if your retirement income will support your expenses and if you need to dip into your investments.
https://www.mywealthtrace.com - If you have the good fortune to have $2 million or more saved for retirement, perhaps you're asking the question: Is this enough money for me to retire with? Can one live a stress-free retirement with this much money?
https://www.mywealthtrace.com - You normally have a variety of levers you can pull when looking at retirement. If you target a certain age for retirement, you eliminate how far you can pull one of those levers, which is time--you are taking away the option of delaying retirement beyond a certain date. That's OK; it's just something to be aware of.