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Planning a big Christmas shindig can be both exhilarating and exhausting. When money is tight, finding a way to make the holiday fun and frugal can take on the proportions of trying to climb Mount Everest. Thankfully, there are many ways to enjoy this second-most popular holiday without breaking your budget. With dinner and other ... Read more
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Buying presents for loved ones is one of the best parts of the holiday season, but it doesn’t mean you have to go broke doing so. You can give meaningful gifts to everyone on your list and still keep your budget intact. Just because a Christmas present doesn’t cost much money to buy or make, ... Read more
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If you have children, you know that most of the time (especially when they're little), they get more enjoyment from the box a present came in than that actual present itself. Perhaps imagination counts for much more than a mere toy can provide at that age range. However, cats are also known to truly enjoy ... Read more
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Luckily for Chase credit card holders, there are many ways to rack up Chase Ultimate Reward Points. Two Chase cards might have different bonus offerings or point rates for certain spending categories, but all Chase Ultimate Reward points can be redeemed for statement credit, gift cards, and travel arrangements. Typically, 10,000 points are valued at ... Read more
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Unless you’re a high-income earner or independently wealthy, you may have considered launching a side business to earn more money. Starting a side hustle may seem daunting, especially when you’re already working full-time, but it doesn’t have to be that way. Having a side hustle is easier than you might imagine. It doesn’t take a ... Read more
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Despite all of the news about the historically low unemployment rate, the job market is a tough one, especially for Generation X job seekers. Gen Xers looking for work may find it difficult to change jobs or re-enter the job market. Instead of hiring older, more experienced workers, companies gravitate toward recruiting and hiring much ... Read more
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Small business owners have many different needs when figuring out what kind of business credit card is best for them. Factors like how often they travel or what expenses they spend most frequently can all impact which card someone will choose. Similar to how small business owners all have unique needs, each business credit card ... Read more
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Have you ever wanted to live in a different country but didn’t know how to make the switch? Maybe the transition to a new, unfamiliar place scared you, though you yearned for a sea breeze or a colder climate than where you grew up. With a few budgeting tools, you can finally quench that need ... Read more
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Are you looking for the perfect place to retire? You're not alone. Millions of Americans are planning their retirement, and many are looking for a city that offers an excellent quality of life, a low cost of living, and plenty of activities to keep them busy. But with so many incredible cities to choose from, ... Read more
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For all the lonely souls out there, maybe a move to a new country or even a vacation could be the key to finding your perfect person. A recent study from OffRobe has revealed the countries with the best odds of finding a partner. The research uses data such as the number of single people, ... Read more
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Are you stuck in a toxic job? Is your boss power-hungry, employing manipulation tactics to ensure his team pledges loyalty to the profession? Does walking into work fill you with a sense of dread? Do coworkers often call out? You might work in a toxic workplace if you said “yes” to those questions. Let’s explore ... Read more
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Traveling with family and friends is great, but there’s something about traveling alone that makes you feel a bit more adventurous. There’s nothing quite like the exhilaration of exploring a new place unaccompanied, but it’s not always the best choice. Some cities, despite their qualities, are too unsafe to visit by yourself. If you plan ... Read more
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Picture ten years from now. You're just heading into or well into retirement, and you're starting to realize that your house is full of odds and ends that you haven't thought about, let alone used, in years. Many retirees think about downsizing their homes. Their children are grown and out on their own, and they ... Read more
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Generation Z refers to those born between 1997 and 2012, while criteria varies by the source. Born after Millennials, Generation Z spent most of their lives with cell phones and modern technology, which bestows them with some advantages and many disadvantages. Their aptitude for tech, while detrimental in some ways, has also allowed many in ... Read more
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Do you ever look at your bank account and wonder where all your money goes? Sure, some of it pays for necessities like living and transportation expenses, but how much of your hard-earned cash goes toward nonessential purchases? In the moment, those unnecessary purchases may seem like just a few dollars here and there, but ... Read more
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Many retirees move to other U.S. towns and cities that are the most hospitable to them and their needs, including the cost of living, public safety, and quality of life. Choosing to live in these places is easy. Yet some cities aren’t popular with retirees because they don’t offer the amenities other places have. This ... Read more
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Living frugally is often seen as being cheap. However, it's not quite so simple. Living frugally is all about saving money where, when, and as often as you can. It isn't about skimping on fun or never paying for a great experience. Being invested in a frugal lifestyle often prioritizes experiences over possessions. So, if ... Read more