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Are you freezing during the winter? Does your city of choice plummet into negative temperatures, flirting with freezing every other day? Do you witness a white Christmas every year? If you’re yearning for a break from frigid temperatures, hoping to find a respite from bitter wind chills, look at these warmer winter climates. Escape the ... Read more
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The European continent holds 44 countries with over 800 cities spread throughout the region. Europe’s location places it north of Africa, west of Asia, and East of North America. The region’s location lends to its country’s multifaceted geography. For example, England exhibits miles of greenery and flatlands, whereas Norway speaks in fjords and sensational mountains. ... Read more
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The feared spreadsheet. The Excel document sitting in drafts. A technique that could save you thousands of dollars each year, yet you shy away from creating one. The money-planning asset helps millions move toward a debt-free life, although so many people underappreciate it. What are we talking about? The budget. Today, we’re debunking budgeting myths, ... Read more
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Vanguard became known as the king of index funds, and they have also created many great ETFs to go along with their line of index funds. Being able to pick a suitable investment can be a tremendous task, especially with so many stocks and funds to choose from. ETFs make this process much easier, especially ... Read more
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When you’re in your twenties, you’re just starting to figure out your finances. When you reach your thirties, you are hopefully hitting your stride financially and saving towards your short and long-term goals. Once you reach age 40, your finances should be well-established as you prepare for retirement. How can you be sure that you’re ... Read more
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What does a credit card with zero annual fee, guaranteed cash back rewards on all your food-related and entertainment purchases, and no foreign transaction make? A great option for foodies and entertainment lovers alike, that’s what! Offering these perks and more, the newly rebranded Capital One Savor Card (which was previously the Capital One SavorOne) ... Read more
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Many employers offer perks to let their workforce know how much they appreciate their efforts. While some fringe benefits are enormously useful to workers, many are unnecessary or even downright insulting. While it’s nice for companies to make an effort to acknowledge that the success of the organization is largely due to its hard-working staffers, ... Read more
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As retirement approaches, some people want to relax and have fun after years of dedicated work. But for most people, retirement doesn't mean sitting back and saying goodbye to work entirely. They know it's a perfect time to discover new hobbies and pursue new opportunities. According to a survey, about 19% of US residents aged ... Read more
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When you’re at work, you probably consider yourself a model employee. You feel that you follow through with your responsibilities, get along with your co-workers, and are always reliable. Are you absolutely certain about that? It’s easy to find fault with your peers but not in yourself. Without even realizing it, you may be the ... Read more
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Setting aside money to put into savings may seem impossible when trying to make ends meet, but it can be done. Not only is it possible, but you can save as much as $10,000 by making a few strategic money moves. With 2025 fast approaching, it’s the perfect time to set yourself up for financial ... Read more
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No one wants to work more hours than they have to, but the reality is that many people have to take on a side hustle or part-time job to make ends meet. The thought of working more hours is exhausting, but there’s a way around that. Believe it or not, you can earn extra money ... Read more
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One of the easiest ways to save money is to stop dining out frequently. Going out to eat all the time has its share of conveniences, but it’s costly, whether going to fast food and pizza places or sit-down restaurants. Those visits can put a huge dent in your budget. There are strategies to avoid ... Read more
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The current job market is a strong one, but it’s also highly competitive. Candidates have to distinguish themselves from the rest of the crowd if they want prospective employers to notice them. It takes some insight to understand what companies are looking for. One of the keys to landing a new job is to signal ... Read more
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When your main gig isn’t bringing home the metaphorical bacon, what can you do? In today’s economy, lots of people take on second or third jobs to earn extra money or make their rent payments. Some people even switch up their whole careers in favor of professions that generate higher incomes. Since lockdown, the job ... Read more
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When we're talking about New Year's resolutions, most people think about things like losing weight or upgrading their car or office space. Some may add purchasing a new home to their list. However, many miss the importance of starting and using a budget to help with financial security and stability. By the time the New ... Read more
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Planning a big Christmas shindig can be both exhilarating and exhausting. When money is tight, finding a way to make the holiday fun and frugal can take on the proportions of trying to climb Mount Everest. Thankfully, there are many ways to enjoy this second-most popular holiday without breaking your budget. With dinner and other ... Read more
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Buying presents for loved ones is one of the best parts of the holiday season, but it doesn’t mean you have to go broke doing so. You can give meaningful gifts to everyone on your list and still keep your budget intact. Just because a Christmas present doesn’t cost much money to buy or make, ... Read more
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If you have children, you know that most of the time (especially when they're little), they get more enjoyment from the box a present came in than that actual present itself. Perhaps imagination counts for much more than a mere toy can provide at that age range. However, cats are also known to truly enjoy ... Read more
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Luckily for Chase credit card holders, there are many ways to rack up Chase Ultimate Reward Points. Two Chase cards might have different bonus offerings or point rates for certain spending categories, but all Chase Ultimate Reward points can be redeemed for statement credit, gift cards, and travel arrangements. Typically, 10,000 points are valued at ... Read more
