Published Blogs

Athletes Trust This Financial Advisor. He Can Help You, Too.

Posted By wealthtender on Finance

https://wealthtender.com - Whether you’re a professional athlete or your career is on the sidelines, this financial advisor can help you enjoy life more with less money stress. If you’re looking to hire a financial advisor who knows the challenges of those who earn their money on the field, look no further than Ley...

Safely Enjoy a Better Retirement? A Little Budget Flexibility Helps

Posted By wealthtender on Finance

https://wealthtender.com - Just ask anyone who retired in 2022… The sequence of returns risk is a thing and inflation can turbo-charge it! How 2022 Hammered Retirement Portfolios and Future Prospects Say you retired in early 2022. You managed to amass $1 million, invested 50/50 in large-cap US stocks ...

Is Working For Yourself Better Than Working a Corporate Job?

Posted By wealthtender on Finance

https://wealthtender.com - Been there, done that. For both. Depending on how you count military service and/or being a research associate during grad school, I was an employee for a total of 28 years, until late 2010. Since then, I’ve been self-employed – 13 years and counting… For me, the answer is cryst...

How the Georgia PTET Election Reduces Business Owners’ Taxes

Posted By wealthtender on Finance

https://wealthtender.com - The Pass Through Entity Tax Election or “PTET” Election is a new tax election available to Georgia business owners. Beginning in 2022, Georgia business owners can take advantage of this election to increase the tax deductions available to them on their income taxes. On this blog, we’re going to rev...

Reverse Mortgage Helpful Pros and Cons: Know When They’re Best?

Posted By wealthtender on Finance

https://wealthtender.com - Does their bad reputation mean you should never consider a reverse mortgage? Answers to 14 questions you should be asking… At some point, we all realize we have fewer years ahead of us than behind. Then, if you’re like many of us, your next thought might be something like, “ Shoot! ” (o...

The Power of Cash Balance Plans: How to Secure a Comfortable Retirement

Posted By wealthtender on Finance

https://wealthtender.com - Planning for retirement is a top priority for most Americans, and finding the right strategies and solutions to secure a comfortable future is crucial. For both business owners and individuals, there are several different options to consider, including SIMPLE IRAs, SEP IRAs, and Traditional 401(k) ...

$4 Million Early Retirement? Not Easy, But Here’s What You’ll Enjoy

Posted By wealthtender on Finance

https://wealthtender.com - When do you plan to retire (or, as I prefer, reach work-optional status)? Are you expecting to retire early? It isn’t easy and despite the volume of articles talking about people planning to retire in their 50s, 40s, or even 30s, when you survey people about their retirement thoughts, a d...

Active ETF vs Mutual Fund: Similarities and Differences

Posted By wealthtender on Finance

https://wealthtender.com - The exchange-traded fund (ETF) structure shares certain similarities with mutual funds, but also important differences that investors need to understand, especially if you’re used to investing through mutual funds. These differences can prove to be advantageous for investors in actively managed ETF...

Does Bitcoin Belong in Your Retirement Plan? Financial Planners Say Proceed with Caution

Posted By wealthtender on Finance

https://wealthtender.com - Scenes of disgraced FTX founder Sam Bankman-Fried in the courtroom this month have brought the dangers of investing in cryptocurrencies to the forefront of public consciousness again.  Yet not all digital assets are alike, nor are they equal in value, and for some, greater institutional adopti...

Wealth and Well-Being: Financial Planners Linked to Improved Mental Health, Family Life

Posted By wealthtender on Finance

https://wealthtender.com - It’s no secret Americans are stressed about money. In fact, 74% of 4,000 working-aged people surveyed by CNBC recently said they were concerned about their personal finances.  While many people think making more money is the only way to relieve financial stress, a new study by the Financial Pl...

Is Combining Finances After Marriage Right For You?

Posted By wealthtender on Finance

https://wealthtender.com - The BIG DAY has finally arrived. Guests arrive, the wedding party is ready, and every final detail is complete! All that’s left is to say “ I Do !” Actually, getting married is only the beginning of building your life together. And one of the most important parts of starting your marriage ...

How to Save for Retirement as a Freelancer

Posted By wealthtender on Finance

https://wealthtender.com - If you’re working the gig economy as a freelancer or contractor you’re probably missing out on a lot of the benefits employees take for granted, including an employer managed retirement savings plan. In fact, Forbes recently reported that 77% of freelancers claimed they would rely on thei...

Planning for a Bright Future: How a Colorado Financial Planner Can Secure Your Financial Stability

Posted By wealthtender on Finance

https://wealthtender.com - Do you ever feel overwhelmed by all the decisions you have to make about your financial future? Whether it’s planning for retirement, investing in the stock market, or saving for your child’s education, it can be difficult to navigate the complex world of finances on your own. That’s where a Colora...

Financial Decisions You Need to Make While You’re Pregnant

Posted By wealthtender on Finance

https://wealthtender.com - Congratulations! You’re pregnant. There’s so much to think about and plan for over the next nine months – and almost none of it is free, or even cheap. Finances are rarely the first thing we think about when we discover we’re expecting a baby, unless they’re already stretched, in which case...

With Rising Risks of Recession, Millennials Say They’re Better Prepared Than Boomers

Posted By wealthtender on Finance

https://wealthtender.com - Once again, recession is the talk of the town.  Markets are in retreat as fears of an entrenched “higher for longer” monetary regime saps earlier confidence in the “soft-landing” scenario. The mood is turning pessimistic.   By the latest CNBC poll of roughly 300 money managers, over 60%...

Financial Gender Disparities Deepen: Women Face Widening Retirement Gap

Posted By wealthtender on Finance

https://wealthtender.com - Besides the pay gap and the wealth gap, women have another financial hurdle to clear. Call it the ‘retirement gap’ that seems to widen as women approach their golden years. According to Bank of America’s 2023 Financial Life Benefits Impact Report, on average, men have a 401(k) account balance ...

Looking for a Financial Advisor for Physician Practice Owners?

Posted By wealthtender on Finance

https://wealthtender.com - Financial advisors specializing in serving physicians who own and operate private facilities help their clients make smarter money moves to achieve their goals and enjoy a comfortable retirement. Physicians who own and operate private practices face multifaceted challenges beyond anything ta...

How Can 529 Able Accounts Benefit Special Needs Families?

Posted By wealthtender on Finance

https://wealthtender.com - 529 Able accounts offer tax-advantaged savings for qualified individuals with disabilities. Financial advisors specializing in serving special needs families can help establish and optimize 529 Able accounts to achieve their greatest utility and benefits. Special needs financial planning i...

Looking for Estate Planning Services? These Financial Experts Explain What You Need to Know

Posted By wealthtender on Finance

https://wealthtender.com - “In this world, nothing is certain except death and taxes. ” These famous words attributed to Benjamin Franklin over 200 years ago still ring true today. Minimizing the amount of taxes you have to pay when you pass away is just one of the reasons why estate planning is important . No matter the w...

Looking for a Financial Advisor for Asian Americans?

Posted By wealthtender on Finance

https://wealthtender.com - To make Wealthtender free for readers, we earn money from advertisers, including financial professionals and firms that pay to be featured. This creates a conflict of interest when we favor their promotion over others. Learn more . Wealthtender is not a client of these financial services ...