Published Blogs

What Is a Family Office: A Comprehensive Deep Dive

Posted By wealthtender on Finance

https://wealthtender.com - In an era of increasingly complex financial landscapes, high-net-worth individuals and families seek specialized wealth management solutions that transcend the capabilities of conventional advisory services. Enter the world of family offices, an exclusive domain catering to the intricate ne...

Should You Delay Taking Your Social Security Benefits?

Posted By wealthtender on Finance

https://wealthtender.com - It’s one of the most significant financial decisions facing you as you approach retirement age. Should you claim your Social Security retirement benefits as early as possible (at age 62), delay until your full retirement age (FRA) – 67 if you were born in 1960 or later, or delay further, pot...

Looking for an Advice-Only Financial Advisor?

Posted By wealthtender on Finance

https://wealthtender.com - With an advice-only advisor, you fortunately do not need to ask them the usual questions you would a typical advisor such as 1) What hidden fees do you charge?  2) Do you sell products and make commissions? 3) Are you a fiduciary? You can rest assured that with an advice-only model, you are re...

Can People Keep Affordable ACA Marketplace Plans After Age 65?

Posted By wealthtender on Finance

https://wealthtender.com - Count on the government to name laws in misleading ways.  For example, the so-called Affordable Care Act (ACA, also known as Obamacare). Before the ACA was enacted, our family had good coverage at a reasonable cost.  Then came ACA, and President Obama pledged to the public, “ If you...

Single-Premium Life Insurance? Your Answers to 10 Important Questions

Posted By wealthtender on Finance

https://wealthtender.com - What’s Good, Bad, and Different About Single-Premium Life Insurance? Life insurance is crucial in many cases and a near-total waste of money in others. Even when life insurance is a good idea, you may be better served by term life insurance rather than permanent life insurance. Fin...

Avoid These Investing Mistakes to Reach Your Retirement Goals

Posted By wealthtender on Finance

https://wealthtender.com - Have you started thinking about retirement and begun to worry about what life in retirement will be like if you don’t build a whopping big nest egg? Experts estimate a comfortable retirement requires $1.04 million dollars saved up. Factor in even a few years of high inflation and a couple...

Chain Reaction: BlackRock and the SEC’s Bitcoin Showdown

Posted By wealthtender on Finance

https://wealthtender.com - Once the pariah of the financial world, Bitcoin’s staying power has won over Wall Street. Asset managers are now racing to bring the world’s first and largest cryptocurrency to millions of Americans.  BlackRock is leading the charge in a new spate of filings to launch a Bitcoin (BTC) spot pric...

Are Medical Credit Cards Hazardous to Your Financial Health?

Posted By wealthtender on Finance

https://wealthtender.com - Health scares are scary enough on their own. Yet when deteriorating health is accompanied by diminishing wealth, it can turn into a nightmare.  A new expose released by the Consumer Financial Protection Bureau (CFPB) reveals some alarming trends in the healthcare industry – “medical credit car...

Shattering Stereotypes: Millennials and Gen Zs Seek Financial Advice, But Hesitate to Hire Advisors

Posted By wealthtender on Finance

https://wealthtender.com - Recent survey results shatter the long-standing perception of Millennials and Generation Zs as financially savvy, exposing a different and often overlooked side to their ever-evolving financial landscape. According to an intelliflo study, 84% of Millennials and Gen Zs acknowledge the necessi...

Defending Your Dollars: 7 Financial Pros Advise How to Avoid Investment Scams

Posted By wealthtender on Finance

https://wealthtender.com - With new artificial intelligence tools at their disposal, fraudsters have law enforcement officials scrambling to keep up. Across the country, thousands of Americans have lost billions of dollars to investment scams in the last year. But by remaining vigilant, financial experts say you can avoid be...

Is Good Umbrella Insurance a Useful Way to Manage Risk?

Posted By wealthtender on Finance

https://wealthtender.com - Have you ever considered if the inconvenience of carrying an umbrella is worth it and decided to take one just to get Murphy’s Law to prevent rain? I know I have, more than once… The minor inconvenience is a small price to pay to avoid getting soaked. What’s Umbrella Insurance? What ...

Is Your Investment Portfolio Way Too Aggressive Given Your Age?

Posted By wealthtender on Finance

https://wealthtender.com - I’m a relatively aggressive investor. At age 58 (a couple of years ago) my portfolio allocation to equities was 90%. Comparing that to typical financial planning advice, that’s very high: A widely known rule recommends an equity allocation of 100 minus your age, which at age 58 would me...

Looking for a Financial Advisor Cryptocurrency Specialist?

Posted By wealthtender on Finance

https://wealthtender.com - Q: How do I assess my risk tolerance and investment goals when considering cryptocurrencies? Bryan: We think crypto should be viewed as just another risk asset within the context of an overall portfolio. Whenever we onboard a client we do an intake survey to get a sense of willingness and ...

How to Save on Childcare Costs: Essential Tips for Working Parents

Posted By wealthtender on Finance

https://wealthtender.com - Childcare costs are sky high in America right now, with some parents claiming their childcare costs more than their mortgage . So what can you do about it? Maybe more than you think. Find Out About Your Employer’s Benefits Find out about all the benefits your employer offers, prefer...

Preserving Your Wealth: Is a Virtual Family Office Right for You?

Posted By wealthtender on Finance

https://wealthtender.com - Is a virtual family office (VFO) right for you? Discover the benefits of virtual family offices for high net worth individuals and families facing complex financial challenges. Stepping into the conference room of a traditional family office, you probably won’t be surprised to find plush lea...

Embrace the Future by Planning Your Transition into Retirement

Posted By wealthtender on Finance

https://wealthtender.com - Retirement means something different for everyone. It’s a significant transition in your life that has lots of moving pieces. The earlier you start planning, the better. Just because you start planning for retirement doesn’t mean you can’t adjust your plans. You can even think of it as a “reti...

Ask a Retiree: Why Should I Set Goals for Retirement?

Posted By wealthtender on Finance

https://wealthtender.com - Throughout my career, I almost always had clear goals, objectives, and expectations. Often, my performance objectives were well documented and discussed, with varying degrees of frequency, with my boss throughout the year. We would discuss “headwinds” and “tailwinds” that are impacting performance,...

What is Cash Stuffing? And Could It Work For You?

Posted By wealthtender on Finance

https://wealthtender.com - There are countless ways to budget, and these days many of them involve mobile apps and online or digital planning systems. But sometimes the old ways work the best, at least for some people. The art of ‘cash stuffing’ is being heralded as a ‘new TikTok trend’. The concept is certainly trendin...

Do You Really Need a Side Hustle? 5 Epic Advantages, 5 Simple Warnings

Posted By wealthtender on Finance

https://wealthtender.com - You may think (as I did) that “side hustle” is a new term. We’d both be wrong. According to Merriam-Webster , the term is 70 years old! What’s new is how the gig economy took off and found the semi-dormant term a perfect linguistic fit. According to a Zapier report , more than one ...

Your Tesla Benefits & Career: Financial Planning for Employees and Executives

Posted By wealthtender on Finance

https://wealthtender.com - Do you work at Tesla? Get the resources you need and expert insights from financial professionals who specialize in helping Tesla employees make the most of their compensation package and benefits. Whether you’re a new Tesla employee or you’ve moved up the ranks into a management or execut...