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In my early 20s, I lived through inflation of over 30 percent. That’s a lot, right? Much higher than the latest US CPI increase of 8.6 percent year-over-year (YoY). What you don’t realize (yet, since I haven’t told you) is that this was not an annual rate. It was in a single month!...
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Research shows that immigrants value education greatly and are willing to do whatever it takes to help their kids attend the best schools. College tuition in the US is among the highest in the world. A lot of the foreign-born families I talk with have this as one of their top goals. To accompl...
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Key Points: A Charitable Remainder Trust (CRT) is used to reduce taxes for wealthy families Assets in a CRT are irrevocable and give certain non-charitable beneficiaries access to a periodic income stream The remaining balance, after the income stream period, goes to charitable beneficiarie...
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Have you ever wondered how to retire early? The idea of retiring in your thirties is enticing, but the cost of living is so high today that it seems out of reach. I used to feel the same way. I wanted to live right and spend less, but it seemed like a pipe dream. Then, after a lot of hard work and ...
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One of the most important financial decisions we make is who we take financial advice from. This is especially important if you are paying for financial advice. What do you do if you are getting bad advice and how do you fire a financial advisor? As someone who writes about money, there is no...
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Occasionally, I get a reader request to cover a specific topic. As a writer, it’s one of the best compliments you can give me. And though I really appreciate any of you spending some of your busy days reading what I write, clapping for my article, and/or leaving praise in a comment, aski...
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Tech is (still) booming. The field is constantly shapeshifting, and its novelties and inventions are being incorporated more deeply into our lives. Jobs across all industries are demanding employees gain tech skills to keep pace with this unceasing digital hegemony. And for tech professiona...
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Are you thinking about changing jobs? You’re not alone. There have been a record number of job openings in recent months. The nationwide “quit rate” remains near all-time highs as the “work from anywhere” trend appears here to stay. If you count yourself among the millions of Americans...
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Here are the list of items we recommend looking at before quitting your current job: Retirement – does your employer offer a retirement plan with matching contributions? What is the vesting schedule, i.e. would waiting a few months make a significant difference to your balance? Do you have any...
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Resolving to be better with finances is easier than actually taking action, so not everyone who wants to do better will follow through. However, according to a new study commissioned by Slickdeals, 76% of Americans have resolved to be smarter with their finances in 2022. The top 5 goals stat...
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Cryptocurrencies retreated in price recently. Coins like Bitcoin and Ether are in sharp drawdowns after years of stellar returns. Individuals are left wondering what to do with their holdings—sell now or continue to ‘hold on for dear life. (HODL)’ There’s a tax-savvy way to go about managing a port...
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Many people live day in and day out repeating the same routine every day. It’s like we’re a hamster on a spinning wheel doing whatever we can to impress our bosses and get our jobs done so we can get our weekly paycheck. However, when it comes to ourselves, we often set that at the bottom of the to...
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Are there wedding bells in your near future? If you’re engaged and reading this article, you likely have a lot of questions on your mind. How can I plan an unforgettable wedding? Should we go on a honeymoon right away? Where will we live once we’re married? Should we combine our finances ?...
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Accredited investors may participate in certain unregistered securities offerings. Individuals with sufficient income, net worth , and other requirements can access investment products not available to some retail investors. The U.S. Securities and Exchange Commission (SEC) seeks to protect ...
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Being a woman comes with some stereotypes when it comes to money and investing. Traditionally, women have often been told they’re not good with money, not aggressive enough when it comes to investing, and not as financially savvy as the men in their life. As recently as 1974 , a woman could be ref...
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It was the end of 2008. After a long time contemplating it, I finally pulled the trigger. I gave my supervisor my resignation letter. It was past time to go elsewhere. It was probably the second-best professional move I ever made. The best one was what I did a couple of years later when my new...
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There’s nothing like a crisp morning, a hot cup of coffee, and a great read. Visualizing what your life in retirement will look like is another relaxing activity—perhaps during a stressful workday! Combining the two activities can go a long way toward planning for your retirement. There are m...
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While some of us are pretty disciplined when it comes to spending, some of us are more impulsive, and that’s not entirely our fault. There are some important reasons why we tend to spend more than we need to, and being aware of them can help make us more mindful when it comes to splashing out more ...
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Getting holistic financial advice is like building a home. It often takes a whole team of professionals to do the plumbing, set up electricity, and do the roofing. In order to get your financial house in order, it is important to work with a team of financial professionals who can identify your fin...
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Confessions of a Personal Finance Writer in Las Vegas. It used to be “ What happens in Vegas stays in Vegas! ” In today’s reality of everything turning up on the Internet sooner or later (usually sooner), Sin City updated its slogan to “ What happens in Vegas happens only in Vegas! ” ...
