Published Blogs

Things You Really Need to Think About When Organizing Your Freelance Finances

Posted By wealthtender on Finance

https://wealthtender.com - If you’re just starting out as a freelancer , there are a few things you can do that will make your freelance finances a lot simpler and therefore make your life a lot less stressful. Keep Meticulous Records Keep track of every cent you earn from your writing, and every cent you spend on...

How to Choose a Financial Advisor

Posted By wealthtender on Finance

https://wealthtender.com - Financial professionals weigh in on the most important criteria for choosing a financial advisor who is right for you. If, like nearly all of us, your financial situation can use a helping hand, it might be time to consider hiring a financial advisor. When looking, you’ll likely run int...

Looking for a Financial Advisor for Moms?

Posted By wealthtender on Finance

https://wealthtender.com - Are you a mom thinking about hiring a financial advisor? Get to know financial advisors who specialize in helping moms with money and more. Simply being a mom is hard enough, requiring considerable patience and time management skills. Managing your finances as a mom while trying to raise chi...

As ‘Late Boomers’ Fall Behind in Retirement Savings, Experts Offer Tips to Bounce Back

Posted By wealthtender on Finance

https://wealthtender.com - Among the most prevalent stereotypes of baby boomers is that they are a fortunate generation.  Having grown up in an era of unprecedented economic expansion, enjoying a record-breaking stock market bull run in mid-life, their lucky historical trajectory has become the envy of younger generatio...

As More Investors Choose Lower Cost ETFs, Why Do Mutual Funds Remain So Popular?

Posted By wealthtender on Finance

https://wealthtender.com - While nothing is certain in investing, the trend of investors pouring more money into exchange-traded funds (ETFs) and pulling cash out of mutual funds continues unabated.  ETFs have become the darling of financial media, with a chorus of industry pundits sounding the death knell for mutual fu...

City Planners Consider Shrinking Lot Sizes to Make Housing More Affordable

Posted By wealthtender on Finance

https://wealthtender.com - While American homebuyers watch their buying power dwindle as interest rates continue to move higher, public officials in cities like Austin are tackling the affordability crisis by letting developers build houses on smaller lots. Will other cities follow suit? Property prices have cooled slig...

Can a Life Insurance Retirement Plan (LIRP) Help Boost Your Finances?

Posted By wealthtender on Finance

https://wealthtender.com - Answering 7 crucial questions… If you’ve ever thought of life insurance, it was probably colored by the instinctive unease of thinking about your mortality – the fact that one day you’ll no longer be among the living. After all, that’s the main reason to buy life insurance – making sure...

Is a Fee-Only Financial Planner Right for You?

Posted By wealthtender on Finance

https://wealthtender.com - Navigating the complex world of personal finance often requires professional guidance to make informed decisions and secure a stable financial future. Financial planners play a crucial role in offering tailored advice and strategies to help individuals and families achieve their financial goals. Ho...

Diversify and Conquer: 5 Asset Allocation Strategies to Maximize Your Portfolio Returns

Posted By wealthtender on Finance

https://wealthtender.com - Are you looking to optimize your investment portfolio and maximize your returns? Look no further! In this article, we will explore five asset allocation strategies that can help you achieve your financial goals. Successful investors understand the importance of diversification. By spreading yo...

Financial Planning for Dentists

Posted By wealthtender on Finance

https://wealthtender.com - Dentists have unique financial planning needs. Financial advisors specializing in serving dentists help them make smarter money moves to achieve their goals and enjoy a comfortable retirement. While dentists, on average, rank among the highest-earning occupations in the United States, expens...

Navigating Retirement Planning in Denver: What You Need to Know

Posted By wealthtender on Finance

https://wealthtender.com - Looking to retire in Denver? This guide covers all the important aspects of retirement planning in the Denver area, helping you make informed decisions for your future. If you’re considering retiring in Denver, it’s important to have a solid retirement plan in place. This comprehensive guide w...

Is Overspending a Problem? Or Underspending? What You Need to Know

Posted By wealthtender on Finance

https://wealthtender.com - Spending too much? Too little? The way to solve two opposite yet pervasive problems is to stay on the narrow and winding right path. We had just moved halfway around the world, to West Texas, of all places. My wife wasn’t allowed to work, so our young family had to survive on $31k a yea...

How to Launch a Financially Responsible Young Adult

Posted By wealthtender on Finance

https://wealthtender.com - The “failure to launch” syndrome is something many parents of young adults are aware of. Statistics from the U.S. Census Bureau suggest that around one in three adults aged between 18 and 34 currently live at home with their parents, and that doesn’t include the many college-age young adults bein...

Four Ways to Avoid the Costly Pro-Rata IRS Tax Trap

Posted By wealthtender on Finance

https://wealthtender.com - Taxes. One of the most hated aspects of personal finance, but without them, we don’t have a country. So, unless you want to get in serious trouble and potentially go to jail, you must pay Uncle Sam his due. The US tax code is infamous for its complexity, resulting in over 510,000 ta...

Most Wealthy People Hire the First Financial Advisor They Meet. Here’s Why You Shouldn’t.

Posted By wealthtender on Finance

https://wealthtender.com - Love at first sight is something of a romantic cliche, not a money management strategy. Yet, if the behavior of the wealthy is anything to go by, blind commitment in finance is in vogue.  A recent study has uncovered that most wealthy clients decide to work with the very first advisor they mee...

Three Easy Ways to Protect Your 401(k) After Leaving Your Job

Posted By wealthtender on Finance

https://wealthtender.com - Avoid the one mistake people make that can expose your 401(k) money… Do you have a 401(k) account? It’s almost as likely as not. According to Statista , there were 133 million employees in the US in September 2022, and the Investment Company Institute (ICI) says there were 60 mi...

What is a Long-Term Incentive Plan (LTIP) and How Does It Work?

Posted By wealthtender on Finance

https://wealthtender.com - As you move up in your career, you’ll likely encounter new, curious, and exciting things at every stage – new responsibilities, a bigger office, increasing pay, and even unfamiliar forms of compensation. One such development, a long-term incentive plan, is a common way to reward employees for growi...

Ask a Retiree: How Much Will Climate Change Affect My Retirement Plan?

Posted By wealthtender on Finance

https://wealthtender.com - I live in Arizona, and for years I have been jokingly saying, “in Arizona, we have two seasons, Heaven and Hell”. Although that continues to describe our seasons, July 2023 in Phoenix will go down as the hottest month ever recorded in a US city. Phoenix may have been the hottest, but many US cities...

Ask an Advisor: Should I Downsize to a Smaller Home in Retirement?

Posted By wealthtender on Finance

https://wealthtender.com - Generations of Americans have leveraged their homes to fulfill their retirement goals by downsizing to smaller homes.  Historically home ownership has represented, on average, the second-largest equity holding for most families that have a successful retirement.  As retirement approache...

Ready to Buy a New Car? Experts Say ‘Hit the Breaks’ – A Price War is Coming to a Dealership Near You

Posted By wealthtender on Finance

https://wealthtender.com - Americans have been paying a steep premium for their ride recently. Fortunately, rising prices appear to be coming to a screeching halt. Car prices are due to come down fast from last year’s inflation-fuelled highs, giving motorists some welcome relief from the sticker shock.  UBS estimat...