Published Blogs

Financial Planning & Tax Implications for International Students

Posted By wealthtender on Finance

https://wealthtender.com - Are you an international student attending school in the United States? It’s important to learn how your status and circumstances impact your finances and taxes. But where can you get the information you need to know so you can make smarter financial decisions both on and off campus? The uni...

How to Determine Your Ideal Asset Allocation When Approaching Retirement

Posted By wealthtender on Finance

https://wealthtender.com - Are you nearing retirement and wondering how much you should have invested in stocks? In a previous article published on Wealthtender , I covered the importance (albeit unpleasantness) of good retirement planning, the 7 risks you face, the ideal (but impractical) solution, and offered a mo...

How Many Points Does Your Credit Score Go Down for an Inquiry?

Posted By wealthtender on Finance

https://wealthtender.com - You know your credit score and you may need to apply for a new credit card, or loan, or a prospective employer may want to run a credit inquiry on you, but you are worried about your score dropping. After all, you’ve heard people tell you your score will drop on each credit inquiry. You may be aski...

What is Sudden Wealth Syndrome? And How Can You Avoid It?

Posted By wealthtender on Finance

https://wealthtender.com - C’mon, admit it… Even if you’re super savvy financially, I’m sure you’ve occasionally bought a lottery ticket (or several). I know I have, when the jackpot is so astronomically high that it more than compensates for the next-to-but-not-quite-zero odds of winning the big one. If nothing el...

Financial Advice for New Parents

Posted By wealthtender on Finance

https://wealthtender.com - Are you about to become a new parent? Congratulations! Here’s the financial advice you’re looking for as your family grows. Managing your own finances is hard enough. When it comes to handling the finances for an entire family, you have to manage a bigger budget which often comes with much l...

Your Amgen Benefits & Career: Financial Planning for Employees and Executives

Posted By wealthtender on Finance

https://wealthtender.com - Do you work at Amgen? Get the resources you need and expert insights from financial professionals who specialize in helping Amgen employees make the most of their compensation package and benefits. Whether you’re a new Amgen employee or you’ve moved up the ranks into a management or executiv...

How Much Does a Financial Advisor Cost?

Posted By wealthtender on Finance

https://wealthtender.com - Hiring a financial advisor can be a great move to help you achieve your financial goals and establish an investing strategy based on your individual needs and circumstances. Advisors can work with you to develop a personalized financial plan and build an investment portfolio to meet your longer-ter...

Looking for Financial Advice for Widows? Meet the Financial Advisors Who Help Women After the Loss of a Spouse

Posted By wealthtender on Finance

https://wealthtender.com - According to statistics reported by the Statista Research Department in June 2022, nearly 12 million widowed women are living in America today. Although it’s not surprising to most that women tend to outlive men, half of the widows over the age of 65 will outlive their partner by 15 years or more...

Better Money Habits That Have Nothing to Do with Money

Posted By wealthtender on Finance

https://wealthtender.com - Some daily habits, that technically have nothing to do with money, can hugely improve your relationship with it. And most of them will enhance your life in other ways too. Practicing Gratitude This is one of the most commonly recommended pieces of advice from money mindset gurus , but it...

Looking for a Financial Advisor for Physicians?

Posted By wealthtender on Finance

https://wealthtender.com - Do doctors have unique financial planning needs? Absolutely. A specialist financial advisor for physicians is just what the doctor ordered. The US Bureau of Labor Statistics (BLS) reports that the median annual compensation for physicians and surgeons ranks among the highest of all occupatio...

401(k) Loan vs. Personal Loan

Posted By wealthtender on Finance

https://wealthtender.com - Individuals often need cash to pay for items like a down payment on a new home, unexpected medical bills, or just simply to consolidate debt. Two common options to shore up money are tapping your 401(k) plan’s assets or taking out a personal loan. While neither choice is indicative of an ideal fina...

Does Socially Responsible Investing, ESG, and Impact Investing Really Make a Difference?

Posted By wealthtender on Finance

https://wealthtender.com - SRI/ESG/Impact investing is nuanced, complicated, and can be somewhat confusing. It can also be controversial. While there are many advocates for this way of investing, there are also plenty of detractors who claim that it’s simply “virtue signaling” or that it doesn’t make a difference. ...

The Boring Way to Become a Millionaire

Posted By wealthtender on Finance

https://wealthtender.com - I’m not an advocate of “get rich quick” ideas. There are tons of gurus who will promise to teach you “their way” to get rich quick . It may work for some but to me, the best way to build wealth and keep wealth is a slow, boring process that requires discipline through good times and bad. Ta...

How to Avoid Getting Laid Off

Posted By wealthtender on Finance

https://wealthtender.com - The odds you’ll lose your job are increasing. Learn how to effectively prepare yourself now. My last job ended (many years ago) when my employer laid me off. That was the first job I’d ever lost, as opposed to leaving when it was time. There wasn’t a recession. Unemployment wasn’t especia...

Can You Afford to Retire Early?

Posted By wealthtender on Finance

https://wealthtender.com - Does the idea of early retirement sound appealing? It’s a lifelong dream for millions of Americans, but it could also become a reality when you make smart money moves at the right times. Achieving early retirement often requires sacrifices throughout your life. In your working years, you’ll n...

Three Ways Financial Plans Can Help Save You from Yourself

Posted By wealthtender on Finance

https://wealthtender.com - You know it as well as I do. Way too often we find that we’re our own worst enemy. And things only get worse when we need to make a quick decision when we’re stressed or hungry (literally or figuratively). That’s why crafting plans is so crucial. It lets us consider all options dispassionately...

How to Make Money in a Bear Market

Posted By wealthtender on Finance

https://wealthtender.com - Yes, it’s a bear market. As of the 6/13/2022 close, the S&P 500 lost over 20 percent of its value since its 1/3/2022 peak (-21.6 percent at the recent low, recovering slightly to -20.5 percent as of this writing). If you’re thinking you’d best pull your money out of the stock market (...

Nearing Retirement? A Retirement Advisor May Be Right For You

Posted By wealthtender on Finance

https://wealthtender.com - It’s an exciting time when you’re approaching retirement and preparing for the next phase of your life. You’ve likely spent decades working towards this milestone and have a vision for how you’ll spend your days, perhaps enjoying more time with grandchildren, traveling, or volunteering in your comm...

IRA vs. 401(k): What’s Really Best for Your Retirement Money?

Posted By wealthtender on Finance

https://wealthtender.com - You’ve decided. You’re ready to set aside money for retirement. Kudos! That will soon put you ahead of nearly 41 million of your fellow Americans! According to the Federal Reserve , only 36 percent of non-retired Americans felt they were on track for retirement (even those in their ...

You Can Reach Financial Independence Even if You Don’t Earn 6 Figures

Posted By wealthtender on Finance

https://wealthtender.com - Wouldn’t it be awesome if there was a real method to get rich quickly? Unfortunately, the only ones who get rich from get-rich-quick schemes are the scammers who sell them to people desperate to escape poverty. Worse, our own governments are part of that problem—the lottery—which has ...