Search results for "freeze, credit"

12 Things to Do if Your Credit Score is Low

Posted By Thefrugalexpat on Finance

https://thefrugalexpat.com - Having a good credit score is a vital part of your financial health. Good credit helps you obtain mortgages, car loans, personal loans, and credit cards. It can also get you approved for house rentals, apartment leases, utilities, and even some jobs. There are very few things in life that don’t require good credit.  An ... Read more

The Top 12 Business Credit Cards To Get For Your Small Business

Posted By Thefrugalexpat on Finance

https://thefrugalexpat.com - Small business owners have many different needs when figuring out what kind of business credit card is best for them. Factors like how often they travel or what expenses they spend most frequently can all impact which card someone will choose.  Similar to how small business owners all have unique needs, each business credit card ... Read more

7 Best Credit Cards for Dining in 2024 | A Review

Posted By Thefrugalexpat on Finance

https://thefrugalexpat.com - What’s better than gorging on delicious food at that new restaurant that just opened up? Getting rewarded for it! And that’s precisely what dining credit cards do. But each card has its rules, and who has the time to read all of that? That’s why I did the heavy lifting for you. Whether you like to tour restaurants from ... Read more

The 13 Best Hotel Credit Cards for September 2024

Posted By Thefrugalexpat on Finance

https://thefrugalexpat.com - Now that fall is in full effect, it’s time for people to plan their last-second getaways and extravagant vacations. With so many places to explore, travelers need a good idea of where they want to stay and how they want to pay for things. Fortunately, a wide array of hotel credit cards give users sizable ... Read more

Enjoy Free Hotel Stays and Top Perks with IHG One Rewards Premier Credit Card

Posted By Thefrugalexpat on Finance

https://thefrugalexpat.com - If you’re a loyal patron of the IHG hotels, you can’t go wrong with the IHG Premier Card. Here’s a comprehensive review of all the perks it has to offer.

How to Raise Your Credit Score 200 Points in 30 Days!

Posted By PlayLouderBlog on Business

https://www.playlouder.com -

Imagine transforming your credit score by 200 points in just 30 days—sounds pretty incredible, right?  While the challenge of a major credit score overhaul in just 30 days might be a tall order, you can achieve significant results quickly with the right strategies and dedication. If you're feeling overwhelmed by your current credit situation or […]

How to Lock Your Credit in 2021 – What it Means and Why You Should Consider It

Posted By holisticmomma on Parenting

https://holistic-momma.com - Have you been the victim of identity theft? Do you think you were involved in a data breach online? Fraudulent claims on loans and leases are the fastest-growing kind of identity theft in the United States. Incidents of identity theft for leases and loans more than doubled in the last year. That has been one...

The Best Credit Cards for Teens To Learn Financial Responsibility

Posted By PlayLouderBlog on Business

https://www.playlouder.com -

The Best Credit Cards for Teens To Learn Financial Responsibility was written by Stephanie Allen and originally appeared on Wealth of Geeks. It has been republished with permission. Please note that contributing opinions are that of the author. They are not always in strict alignment with my own opinions. –Joe.  Teens can establish and build […]

How to Use Credit Card Churning to Travel For Free

Posted By holisticmomma on Parenting

https://holistic-momma.com - Credit cards are something that people often use with caution. They can bring on unnecessary debt if you lack the discipline, and generally, people carry around one to two cards personally. Credit card churning is a method of opening and closing many credit cards to obtain points and miles to travel for free. If you...

Nearly 30% of consumers in largest metros opened at least one credit card in first half of 2023

Posted By MediaFeed on Blogging

https://mediafeed.org -



Credit card interest rates are soaring — but that isn’t stopping consumers from opening new accounts. According to the latest LendingTree study, 28.8% of consumers in …

Can You Get a Car with 500 Credit Score? Here Are Few Options

Posted By PatOzim on Automotive

https://www.miramarspeedcircuit.com - Buying a car with a 500 credit score can be challenging, but it’s not impossible. A low credit score can limit financing options, increasing interest rates. However, with careful planning and research, you may still be able

Freeze Dried vs Spray Dried Instant Coffee

Posted By Enerhealth on Health

https://enerhealthbotanicals.com - What is Instant Coffee?
Instant coffee is where coffee meets convenience. It is a powder derived from brewing ground coffee beans. After brewing, the water is removed from the extract to make dry fragments or powder, both of which dissolve when added to water. There are two main ways to make instant coffee, spray-drying and freeze-drying. 
Instant coffee was invented in New Zealand in 1890 and accounts for approximately 25% of all retail brewed coffee worldwide. 
You might also see instant coffee called: 

Soluble coffee
Coffee crystals
Coffee powder
Granulated coffee


Spray Dried vs Freeze Dried Instant Coffee
Freeze-dried and spray-dried instant coffees are two popular methods for producing soluble coffee powder. While they both aim to achieve convenience and quick preparation, there are differences in the production processes and resulting characteristics.

Freeze-dried: A type of coffee brewed from a concentrated coffee syrup frozen in a high-vacuum environment. 
Spray-dried: A type of coffee that is treated with a drying process in order to remove all the water from the coffee beans leaving behind a concentrated form of coffee.

What is the Difference?
Production Process:


Freeze-dried: In this method, freshly brewed coffee is rapidly frozen to a very low temperature. The frozen coffee is then placed in a vacuum chamber, where the ice crystals formed during freezing are directly converted into vapor (sublimation) without going through a liquid state. The remaining dry coffee solids are then collected and packaged. To be noted, this process takes more time by a matter of days compared to spray dried coffee. Thus, freeze dried is a higher quality but more expensive product. 
Typically, in the freeze drying process employed at Enerhealth Botanicals using lower heat settings to preserve more of the flavors and aromas, but also preserving the therapeutic value of the medicinal mushrooms. The high heat of spray drying can ‘unfold’ the long chain polysaccharides and reduce the therapeutic value.
Spray-dried: This process involves spraying a concentrated coffee extract into a hot air chamber. The hot air rapidly evaporates the liquid, leaving behind dry coffee particles, which are then collected. Spray drying is highly beneficial to the producer as it enables a company to take coffee concentrates and spray dry them very fast.  This process for mushroom infused coffees can ‘uncouple’ the long chain polysaccharides and reduce the medicinal values.
Flavor and Aroma:

Freeze-dried: This method generally preserves the natural flavors and aromas of coffee better due to the minimal exposure to high temperatures. The freeze-drying process helps retain the volatile compounds responsible for the characteristic coffee flavor, resulting in a more aromatic and flavorful cup of instant coffee.
I actually don’t like ‘instant coffee’ as a rule BUT the product produced by Enerhealth Botanicals is very tasty and I use it when I am in a hurry or just need a one cup pick me up! It is as close to drip coffee as one can get, I think.
Spray-dried: The high-temperature exposure during spray drying can cause some flavor loss. Although efforts are made to retain the coffee's desirable qualities, the final product may not have the same level of richness and aromatic complexity as freeze-dried instant coffee. Most of the instant coffees you have had in the U.S. were probably spray dried UNLESS specifically noted on the label.  In Europe almost all the instant coffees are freeze dried although you occasionally encounter spray dried products there as well.
Solubility and Texture:
Freeze-dried: Freeze-dried coffee tends to have a more porous structure, which enhances its solubility. It dissolves quickly and easily in hot water, resulting in a smooth and consistent cup of coffee with minimal residue. The product at Enerhealth is 100% water soluble.
Spray-dried: Spray-dried coffee particles are generally denser and may take slightly longer to dissolve completely. However, modern spray-drying techniques have improved solubility, and the difference in texture between the two methods is relatively minimal.
Having said that, spray-dried is still not completely soluble when it comes to instant coffees with mushrooms. Many companies blend two powders, instant coffee with mushroom powders and depending upon the producer of the powders they tend to ‘clump’ up in hot water.
Appearance:
Freeze-dried: Freeze-dried coffee often retains the shape and structure of the original coffee granules, although they become lighter and more brittle. The individual particles are usually larger and have a more irregular shape. The product produced by Enerhealth Botanicals has a finer texture than most competing brands of freeze dried coffee, largely due to the process of freeze drying the mushroom extracts with the liquid coffee producing a uniform powder.
Spray-dried: Spray-dried coffee is typically finer in texture and appears as a homogeneous powder. The particles are smaller, more uniform, and have a smoother appearance
Convenience:
Both spray dried and freeze-dried coffees are both very convenient. The preference of one over the other depends upon one’s taste preference and budget, as freeze dried coffee is more expensive due to length of the freeze drying process. 
Freeze-dried instant coffee generally offers a more pronounced flavor and aroma, while maintaining the convenience offered by spray-dried. When it comes to mushroom infused freeze dried coffees, not only is taste, appearance and convenience important but also solubility. No one wants a clumpy looking product in their cup of coffee.
Why Enerhealth Botanical's Freeze Dried Instant Coffee?
Our Freeze Dried Product is very different from what is available on the market today. Most companies are blending an instant coffee, spray and sometimes freeze dried, with powdered extracts of medicinal mushrooms-generally mycelium based extracts. 
Our Freeze Dried Instant Coffee is made from ‘scratch’. We take coffee concentrates from Columbia and our own, in-house dual extracts of the fruiting bodies of the mushroom and combine the liquids then freeze dry them together to give you the highest quality, consistent dosages, and fully water soluble instant coffee available today!
  

How Often Should I Check My Credit Report?

Posted By wealthtender on Finance

https://wealthtender.com - Your credit report is what lenders, banks and other businesses see when they check your credit score. It’s vitally important to us as consumers, so we tend to assume the information those lenders see is 100% correct and up-to-date. We may think it’s not necessary to check our credit report reg...

Credit Karma: Boost Your Credit Score and Financial Fitness

Posted By Kevinvitali 563 days ago on Real Estate

https://merrimackvalleymarealestate.com - Learn everything you need to know about Credit Karma. The company provides free credit scores through their VantageScore with insights on how to improve your credit, provide offers that fit credit profile and more.... Credit Karma is a decent tool to help maintain your financial health.The post Credit Karma: Boost Your Credit Score and Financial Fitness appeared first on merrimackvalleymarealestate.

Is an Alaska Airlines Credit Card Worth Getting?

Posted By ivanpw 575 days ago on Business

https://www.smbceo.com - The post Is an Alaska Airlines Credit Card Worth Getting? appeared first on SMALL BUSINESS CEO.
For those of us frequent flyers out there, we have a lot of choices when it comes to how we decide to utilize some of the perks associated with flying a lot.  Up here in Alaska, Alaska Airlines is pretty much the only big airline available.  It stands to reason that most rewards cards or other perks will be associated with them, then.

The question this leaves us with is whether or not it’s actually worth it to get one of these cards or enroll in a frequent flyer program.  Today, we’ll dive into the topic and help you decide for yourself whether an Alaska Airlines Visa Signature® credit card is something to consider. …

Swipe, struggle, repeat: The average American has this much credit card debt

Posted By MediaFeed on Blogging

https://mediafeed.org -



Debt Dilemma According to TransUnion (TRU), Americans are juggling average credit balances of $5,947 — a near 20% increase year-over-year, reaching levels not seen in a …

7 ways Biden’s SAVE student loan program could benefit your loans & your credit

Posted By MediaFeed on Blogging

https://mediafeed.org -



If you or a loved one has federal student loans, there’s good news and bad news. You probably already know the bad news: President Biden’s attempt …

Are Medical Credit Cards Hazardous to Your Financial Health?

Posted By wealthtender on Finance

https://wealthtender.com - Health scares are scary enough on their own. Yet when deteriorating health is accompanied by diminishing wealth, it can turn into a nightmare.  A new expose released by the Consumer Financial Protection Bureau (CFPB) reveals some alarming trends in the healthcare industry – “medical credit car...