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The risks of buying a non-warrantable condo in Massachusetts come with specific challenges when it comes to financing. Non-warrantable condos do not meet eligibility criteria established by agencies like Fannie Mae, Freddie Mac, and the FHA, making it harder to obtain traditional loans. However, alternative financing options, such as portfolio loans, can be explored. Specialized lenders offer these loans experienced in financing a condo that cannot be conventionally finaced. These condos may have ongoing litigation, operational issues, or a high concentration of investor-owned units, which can impact lenders and affect resale value. This article will dive into what a non-warrantable…The post Risk Factors When Purchasing a Non-Warrantable Condo in Massachusetts appeared first on merrimackvalleymarealestate.
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Are you wondering how much down payment you need to buy a home? A common misconception is you need 20%, But, in reality there are many loan programs that only require 3-5% for a down payment. And there are a few government programs where you need nothing!!The post How Much Down Payment Do I Need for a House? appeared first on merrimackvalleymarealestate.
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Open permits are building permits that have never been closed. Today they are becoming more and more problematic as municipalities are paying more attention to them and require them to be closed out. Open permits can be a nightmare if you are a home buyer or home seller.
The post Understanding Open Permits and Why They Matter? appeared first on merrimackvalleymarealestate.
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One aspect of buying a home is having a home inspection. And that requires hiring a licensed home inspector. Find out what every home inspector would like their buyers to know.
The post What Every Home Inspector Wished Their Home Buyers Knew appeared first on merrimackvalleymarealestate.
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Radon is colorless and odorless. Undetectable to the human senses. Yet, radon gas is the 2nd biggest cause of lung cancer when someone is exposed to high levels for long periods of time. When buying a home make sure you test for radon.
The post Radon Gas In The Home- An Invisible Killer appeared first on merrimackvalleymarealestate.
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Avoiding buying a home with problems that show up shortly after you move in starts with your first viewing of a home. Before you get all caught up in the glitz and glam of a shiny new kitchen or a new laminate floor install make sure the bones of the house are good.
The post The Pig with Lipstick: Seeing Beyond the Glamour When Viewing a House appeared first on merrimackvalleymarealestate.
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Looking to create a man cave to express your personal and create a retreat? Discover man cave ideas as well as what helps make the perfect space including popular themes, ideas, elements and decor. Unleash your creativity now.
The post Creating The Ultimate Man Cave Experience appeared first on merrimackvalleymarealestate.
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Market With Drone Photography and Videos As a real estate agent, I have passed the Unmanned Aerial Vehicle exam and have received my commercial drone license. My license now allows me to offer drone photography for real estate marketing. I wanted the ability to bring drone photography and video to my real estate clients. I still hire out photography/drone services, but by having a drone in house I can offer aerial photography to more of my clients. Drone photography adds another layer to marketing of my seller’s homes. When marketing a home, it all begins online. Different buyers respond to…
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What is PMI or Private Mortgage Insurance. PMI protects a lender if a homeowner should default on their mortgage. It is an insurance many lender require for low money down borrowers.
The post What is Private Mortgage Insurance? Do I Need PMI? How Do I Avoid PMI? appeared first on merrimackvalleymarealestate.
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Dormers can make a great addition to any home. They can increase floor space, add light and create visual appeal to a homes exterior. Learn everything you need to know about dormers.
The post Dormers 101: Everything You Need to Know About Adding Light and Space to Your Home appeared first on merrimackvalleymarealestate.
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The Cape Cod style home has roots going back to the first settlers around Cape Cod Bay. The characteristics of a Cape home made it practical as well as a structure that could withstand harsh winters. What makes a Cape home a Cape?
The post Cape Cod Style House- The Original American Cottage appeared first on merrimackvalleymarealestate.
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Cancelling a real estate contract on a home you are about to purchase can have serious consequences. Learn the process of how to terminate a contract and always seek legal counsel.
The post Cancel a Real Estate Contract: Understanding the Process and Legal Consequences appeared first on merrimackvalleymarealestate.
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This content is provided by Kevin Vitali of EXIT Group One Real Estate your Massachusetts Real Estate Agent
Home staging is a technique to prepare your home for sale. The purpose is to give the broadest appeal and present a home in its best light.
The post What is Home Staging? and What is it Not? appeared first on Massachusetts Real Estate- Merrimack Valley.
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This content is provided by Kevin Vitali of EXIT Group One Real Estate your Massachusetts Real Estate Agent
When preparing your home for sale often outdoor areas are overlooked. One key area can be your home's deck. By properly staging your deck and making it an area where the new owners want to hang out, you can increase your home's appeal. And, often a desirable deck can give the home buyers the impression your home is bigger than it is.
The post Staging A Deck- Spring Is Here! appeared first on Massachusetts Real Estate- Merrimack Valley.
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This content is provided by Kevin Vitali of EXIT Group One Real Estate your Massachusetts Real Estate Agent
Learn what title insurance is and if you need it. If your financing a home you will be required to have a lender's policy, bit a homeowners policy is optional.
The post What is Title Insurance? And Why Do I Need It? appeared first on Massachusetts Real Estate- Merrimack Valley.
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This content is provided by Kevin Vitali of EXIT Group One Real Estate your Massachusetts Real Estate Agent
Take the home out of your house. Learn why home stagers and real estate agents want you to depersonalize your home when you are selling.
The post Depersonalize Your Home for Sale- Take The Home Out of Your House appeared first on Massachusetts Real Estate- Merrimack Valley.
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This content is provided by Kevin Vitali of EXIT Group One Real Estate your Massachusetts Real Estate Agent
The square footage of your home plays a large role in how to market your home and the buyers that will be attracted to your home as well. In this article we will be discussing How Do You Calculate the Square Footage of Your Home? Obviously, a 1200 square foot home will function much differently
The post How Do You Calculate the Square Footage of Your Home? appeared first on Massachusetts Real Estate- Merrimack Valley.
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This content is provided by Kevin Vitali of EXIT Group One Real Estate your Massachusetts Real Estate Agent
There is a lot to know when buying a home. And, if you are buying your first home they are easy to make. Learn about the most common mistakes and how to avoid them.
The post 12 Deadly First Time Home Buying Mistakes appeared first on Massachusetts Real Estate- Merrimack Valley.
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This content is provided by Kevin Vitali of EXIT Group One Real Estate your Massachusetts Real Estate Agent
Most home buyers need a mortgage to buy a home. Getting a mortgage can be quite a daunting task. You will have a whole set of mortgage terms being thrown around. One of which is the debt to income ratio. So you may be left wondering what is debt to income
The post What Is Debt To Income Ratio When Applying for a Home Loan? appeared first on Massachusetts Real Estate- Merrimack Valley.
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This content is provided by Kevin Vitali of EXIT Group One Real Estate your Massachusetts Real Estate Agent
Opendoor is an online real estate company based out of Tempe Arizona. Their mission is to power life’s progress one move at a time. Speed, ease and convenience are what the company promotes as to why you should sell your home to them. All of these are attractive reasons any
The post Pros And Cons Of Selling A Home To Opendoor appeared first on Massachusetts Real Estate- Merrimack Valley.
