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You know which three little words no one wants to hear? Credit card debt. It can go from zero to thousands with one quick swipe or build at a slow creep—a nice dinner here, a trip to the mall there, a gas fill-up to get you through until payday—and before you know it you could … 4 Tips for Paying Off a Large Credit Card Bill Read More »
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When looking for Montessori books for kids, you want books that will embrace hands-on learning and self-directed play. This helps children develop natural interests with the activities they learn through their own experiences at their own pace. The Montessori method ... Read More
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Making a charitable donation at the end of the year–or any time of year–can be a win-win-win. The organization you give your money to benefits. You get to enjoy the good feeling that comes with supporting a project or cause that you believe in. And, you may also be able to lower your tax bill. … 7 Tips for Making End-of-Year Donations Read More »
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When I look for potential investment properties I always have the BRRRR strategy in mind. BRRRR stands for Buy, Rehab, Rent, Refinance, and Repeat. Let’s go over a quick example. Property A is purchased fully in cash for $50,000 (including closing costs). The property only requires $10,000 in rehab. The property is rented out after …
Appraisers Are The Gatekeepers: How I Lost The Battle Read More »
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Being a mother is not really an easy job. While managing everything at home and work, I need to take care of my budget too. Managing all those expenses and savings is a tough job for all the moms around. ... Read More
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If you are looking to invest in real estate, you may want to use the gross rent multiplier to determine whether or not a property is worth purchasing. Many investors are surprised to find that the GRM is relatively straightforward and doesn’t need any advanced math knowledge to use it. In this article, we’ll break … Gross Rent Multiplier: How to Calculate Your Best Deal Read More »
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Have you already filed your taxes and are waiting for your income tax refund? Do you need to know if your stimulus check is on its way? If so, this blog post is for you! You may be wanting to spend your tax refund on bills, investments to build your net worth or even a smart … Where Is My Tax Refund Check? Tax Refund Tracking Read More »
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2021 was the year of cryptocurrency, with popular coins like Bitcoin and Ethereum growing to all-time highs. Of course, Bitcoin and Ethereum are somewhat “established” in the world of crypto, and hence their rise shouldn’t have been too big of a surprise. However, when it comes to investing in cryptocurrencies, there’s one coin that has … How To Buy Dogecoin This Year Read More »
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Do your kids ever get upset and angry? I know!! Not your kids… lol. My kids are perfectly calm at all times- as most children are! Of course, I am joking. All kids get mad, angry, and frustrated. It is ... Read More
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Teaching kids to respect others is really important, especially in the early years. But unlike other early skills, parents don’t always get many opportunities to model respect, especially in ways that make sense to kids. Children’s books about respect can ... Read More
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I grew up believing that the only difference between a condo and a townhouse was their architecture and location. I discovered that my initial understanding was wrong. When it comes to condo vs townhouse, I finally learned the differences. I first want to acknowledge that I blame watching Miami Vice growing up. It made me …
Condo vs Townhouse: How to Easily Know the Difference Read More »
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The average person spends $314 per month on impulse purchases, up from $276 in 2021 and $183 in 2020 Sixty-four percent of U.S. adults report an increase in their impulse spending in 2022, according to an annual survey commissioned by ... Read More
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Parenting is one of the most demanding jobs in the world. And, like many fathers, we want to be the best dad we can be to our children. But, although the headaches may be many, the joy our kids can bring will outweigh all challenges. So, as we ponder “How to be a better father,” …
12 Valuable Ways On How To Be a Better Father Read More »
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Robinhood is one of the most popular online brokers for a reason — it’s user-friendly, has zero fees, and you can use it on your mobile app, making it a viable alternative to the traditional trading platform offered by your broker. But since it launched in 2013, many worthy competitors have burst onto the scene. … 9 Robinhood Alternatives: The Best Stock and Crypto Trading Apps Read More »
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New York City is a unique and wonderful place. As a born and raised New Yorker, I have been fortunate enough to experience and explore much of what New York City offers. But even those not from New York know it is often crowded and expensive. So what is the best way to avoid the …
The New York Pass Review: Is It Worth It in 2021? Read More »
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Did you get some stimulus money? How are you planning on using it? Here are some SMART ways to use your stimulus money. Our stimulus money just hit our bank account, and wow! Whatever your fears regarding inflation, government overspending, etc., it sure is nice to get some extra cash deposited into your account. This … 11 Smart Ways to Use your Stimulus Money Read More »
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Do you have assets that you want to pass down to your children or grandchildren? Although you mention them in your will, it still has to be verified in court. Having a family trust avoids this judicial process and is one less worry for your children. Without a family trust, your children will have to …
Protect Your Valuable Assets With a Family Trust Read More »
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If your goal is to grow wealth, which is the better investment: real estate or stocks? The answer: It depends. A mix of both may be the right choice for you. , many Americans already have exposure to real estate and stocks, considering that 65% of households are owner-occupied, and 55% of Americans participate in … Investing in Stocks Versus Real Estate: Which is Better? Read More »
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Let’s be honest. Who doesn’t want to be rich? Even with all the talk that says building wealth matters, people still want to be rich. There’s something about the allure of having lots of money. But is there such a thing as getting rich quick? Is there anything we can do to get started today? … 19 Ways To Get Rich Quickly: Real Talk and Real Expectations Read More »
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Raising children presents a unique new set of challenges, none of which come with a playbook or a paycheck. Parenthood is rewarding, but not always on a daily basis. The burden of caring for children and elderly parents often falls ... Read More
